Helping Financial Institutions achieve their best outcomes
through attentive, relationship driven collaboration
Wynnit CS Services
Payment Protection Programs
Debt Protection - Life, Disability, Involuntary Unemployment
Help your borrowers prepare for the unexpected with a customized program. We offer flexible program options and pricing. Percent of Payment available.
Credit Life and Disability - Options Vary by State
Life and Disability as Single or joint, decreasing or level term, gross and net coverage, monthly outstanding balance (MOB).
Property and Casualty -
Programs Vary by State
Credit Property
Credit related insurance that provides coverage for certain household goods or personal property.
Involuntary Unemployment Insurance (IUI)
Provides monthly loan payments when the borrower is involuntarily unemployed.
Non File
Indemnifies the lender for a loss sustained when the lender is prevented from obtaining possession or enforcing its rights under a filed lean.
Guaranteed Asset Protection (GAP)
Coverage for the excess outstanding indebtedness over the primary insurance carrier's benefits that may occur in the event of a total loss to a collateral asset.
Automobile Single Interest (ASI)
Protects the interest of the lender only for loss or damage to the insured collateral due to fire, theft, and collision with another object or upset of the automobile.
Vendor Single Interest (VSI) / Lender Placed
Coverage for the lender's interest in collateral such as vehicles. The lender tracks the borrower's insurance in-house and places coverage when needed. Lender or fully tracked programs available.
Blanket Vendor Single Interest
Blanket coverage for all physical damage covering the lender's interest in vehicle loan collateral.
Order up and full tracking programs are also available.
Mortgage Programs
Group Mortgage Life and Disability Insurance
Single and Joint (where available) that pays the loan (up to the policy limit) in the event of death and pays the monthly payment (up to the policy limit) when an insured borrower is unable to work due to disability
Lender-Placed Mortgage Hazard & Real Estate Owned (REO) Protects mortgage or foreclosed properties against the costs of damage from fire, vandalism, smoke, and other causes.
Flood Zone Determinations
Identification of a property's flood zone status
Flood Insurance (voluntary or lender placed)
Used to place Flood Insurance in uncovered loans that require flood insurance coverage for properties determined to be in a flood zone.
Blanket Mortgage Hazard Programs
Protect both your company and borrowers against financial loss resulting from damage to or destruction of mortgaged property.
Deposit Products
Secure Checking - this is a lost cost solution that adds fee-income for your institution
A mix of financial institution services and external benefits offered as a convenient package to your members and customers, further promoting revenue, value, loyalty and retention. Some program highlights include cell phone protection, AD&D, up to $25,000 identity fraud expense reimbursement, ID Theft recovery specialist and travel and entertainment discounts.
Other Products and Services
Loan Participation
Direct or indirect; pools or flow-buy; commercial or consumer; different loan types available - varies by location
Sales Training Services
Webinars and one-on-one sales training available.